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Finances

Finances are a central concern to nearly all New Zealand families. Many struggle to meet their daily needs and successfully manage their income.

The Families Commission is undertaking research into a range of areas related to family finances, including indebtedness, budgeting, income and financial literacy.

Research Publications

Report
Wed 9 Dec, 2009

Escaping the debt trap

Experiences of New Zealand families accessing budgeting services

This report identifies factors contributing to families being in problem debt, the impacts of such debt, and strategies used to get out of problem debt, including the role of Budgeting Services.

Download Report ( PDF 856.83 KB)
Report
Sat 1 Aug, 2009

Beyond Reasonable Debt Part 2

The extent to which financial behaviour can explain over-indebtedness amongst New Zealand families

The Families Commission and Retirement Commision have jointly released this second report on debt.

Download Report ( PDF 444.07 KB)
Report
Mon 1 Dec, 2008

Beyond Reasonable Debt Part 1

A background report of the indebtedness of New Zealand families

The Families Commission and Retirement Commission are carrying out joint research on the indebtedness of New Zealand individuals and families.

Download Report ( PDF 684.33 KB)
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